{"id":31398,"date":"2025-10-31T11:22:38","date_gmt":"2025-10-31T09:22:38","guid":{"rendered":"https:\/\/ekid.se\/?p=31398"},"modified":"2025-11-01T11:22:52","modified_gmt":"2025-11-01T09:22:52","slug":"vad-gor-en-bank","status":"publish","type":"post","link":"https:\/\/ekid.se\/?p=31398","title":{"rendered":"Vad g\u00f6r en bank?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">2017 gav ekonomijournalisten Andreas Cervenka ut boken &#8221;Vad g\u00f6r en bank?&#8221;. Det var en mycket kritisk granskning av finansv\u00e4rldens risktagande och makt i v\u00e4rlden, inte minst i Sverige som fortfarande \u00e4r ett av de mest bel\u00e5nade l\u00e4nderna i v\u00e4rlden. Har vi l\u00e4rt oss n\u00e5got fr\u00e5n finanskrisen 2008? Hans svar \u00e4r nej, vi tar fortfarande enormt stora risker n\u00e4r vi inte f\u00f6rbereder oss f\u00f6r vad som kan h\u00e4nda. Banksystemen har gjort att enorma f\u00f6rm\u00f6genheter koncentrerats till en liten del av befolkningen. Orsaken \u00e4r bland annat bankernas unika m\u00f6jlighet att skapa pengar sj\u00e4lva genom l\u00e5n. Bara ca 2% av bankernas oms\u00e4ttning finns i eget kapital mot mellan 30-70% f\u00f6r m\u00e5nga av landets stora f\u00f6retag. Dessutom \u00e4r bara ca 2% av ekonomin utl\u00e5ning till riktiga investeringar i f\u00f6retag och offentliga verksamheter. Enbart Nordea oms\u00e4tter 1,5 g\u00e5nger Sveriges BNP. Det var en riktigt skr\u00e4mmande l\u00e4sning som l\u00e4mpligen avslutades p\u00e5 halloween 2025. Boken k\u00f6ptes f\u00f6r 38 kr p\u00e5 Erikshj\u00e4lpen i Lund och f\u00e5r betyg 3 (av 5).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"443\" height=\"590\" src=\"https:\/\/ekid.se\/wp-content\/uploads\/2025\/11\/97084E48-75B9-466D-B8D2-99C798FDFBC0-443x590.jpeg\" alt=\"\" class=\"wp-image-31399\" srcset=\"https:\/\/ekid.se\/wp-content\/uploads\/2025\/11\/97084E48-75B9-466D-B8D2-99C798FDFBC0-443x590.jpeg 443w, https:\/\/ekid.se\/wp-content\/uploads\/2025\/11\/97084E48-75B9-466D-B8D2-99C798FDFBC0-768x1024.jpeg 768w, https:\/\/ekid.se\/wp-content\/uploads\/2025\/11\/97084E48-75B9-466D-B8D2-99C798FDFBC0-1152x1536.jpeg 1152w, https:\/\/ekid.se\/wp-content\/uploads\/2025\/11\/97084E48-75B9-466D-B8D2-99C798FDFBC0-1536x2048.jpeg 1536w, https:\/\/ekid.se\/wp-content\/uploads\/2025\/11\/97084E48-75B9-466D-B8D2-99C798FDFBC0-scaled.jpeg 1920w\" sizes=\"auto, (max-width: 443px) 100vw, 443px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>2017 gav ekonomijournalisten Andreas Cervenka ut boken &#8221;Vad g\u00f6r en bank?&#8221;. Det var en mycket kritisk granskning av finansv\u00e4rldens risktagande [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":31399,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[63],"tags":[],"class_list":["post-31398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bocker-jag-last"],"_links":{"self":[{"href":"https:\/\/ekid.se\/index.php?rest_route=\/wp\/v2\/posts\/31398","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekid.se\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekid.se\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekid.se\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekid.se\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31398"}],"version-history":[{"count":1,"href":"https:\/\/ekid.se\/index.php?rest_route=\/wp\/v2\/posts\/31398\/revisions"}],"predecessor-version":[{"id":31400,"href":"https:\/\/ekid.se\/index.php?rest_route=\/wp\/v2\/posts\/31398\/revisions\/31400"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekid.se\/index.php?rest_route=\/wp\/v2\/media\/31399"}],"wp:attachment":[{"href":"https:\/\/ekid.se\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekid.se\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekid.se\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}